Find New Homes in Houston Texas

GET MONEY BACK WHEN YOU BUY OR SELL HOMES IN HOUSTON TEXAS

Buy a New Construction Home in the Houston area

List a Houston area Home For Sale

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Your Citihomes Real Estate Agent is:

(Click on a name, picture, or email address to contact the Realtor)

  

832-434-7368
1-888-453-7368

(North, NE, East, SE Houston, Baytown, Tomball)

Applying For A Loan

Click Here to get a competitive mortgage loan quote

For many buyers, applying for the mortgage loan is one of the more stressful aspects of buying a new construction home in Houston. The loan application need not be a stressful time. By following a few easy steps, you'll sail through the loan application process.

  1. Make a list of any questions you have about the loan program.
    Be sure you understand the advantages and disadvantages of the various mortgage programs for which you may qualify, including the advantages and disadvantages of Fixed Rate Mortgages versus Adjustable Rate Mortgages.

  2. Decide if you want to lock-in or float the loan's interest rate.
    Locking-in the rate means that the lender commits to the mortgage interest rate for the loan typically at the time the loan application is submitted. By floating the rate, you can lock-in the interest rate anytime between the loan application day and closing. Buyers opt to "float the loan" when they believe interest rates will drop after their loan application date and prior to closing. The risk is that rather than dropping, interest rates may rise, increasing the mortgage payment.

  3. Decide if you want to pay additional points to lower your interest rate.
    Typically you can elect to pay additional points (each point is 1 percent of the mortgage loan payable in cash at closing) to lower the interest rate of your mortgage loan.

  4. Gather your paperwork.
     Click here to view a list of typical loan documentation.

Are You Interested in a

Residential Mortgage Loan Quote?

Follow the link below and the instructions presented to get a competitive mortgage loan quote for your new home in Houston, Texas

Click Here to get a competitive mortgage loan quote

 


Texas Licensed Real Estate Broker
All rebates are subject to the consent of the Principals we represent.

All Advertised rebates are contingent upon using a Citihomes REALTORŪ as your Agent. Some Conditions may apply.

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